Everything you buy can turn into fabulous treats like flights, upgrades, money-off holidays and more. Because with the Virgin Atlantic Credit Card Account, you’ll earn Flying Club miles on just about anything you spend.
- The Virgin Atlantic American Express® Credit Card from MBNA is the most rewarding card.
- The Virgin Atlantic Visa Credit Card lets you earn miles on everyday purchases, wherever you go.
That’s two cards, one account, one statement, one PIN and one credit limit.
The Virgin Atlantic White Credit Card Account
The Virgin Atlantic White American Express® Credit Card
- 1 Flying Club mile for every £1 spent on everyday card purchases
- 2 Flying Club miles for every £1 spent direct with Virgin Atlantic and Virgin Holidays1.
- Up to 2 Premium Economy reward upgrades per year, worth 20,000 miles each2.
- A complimentary companion reward flight when you spend £15,000 in a year3.
- No annual fee
- Exclusive dining and shopping offers from American Express Selects.
The Virgin Atlantic White Visa Credit Card
- 1 Flying Club mile for every £2 spent on everyday card purchases
- 1 Flying Club mile for every £1 spent direct with Virgin Atlantic and Virgin Holidays1.
Representative example 17.9% p.a. (variable) on card purchases. This is equivalent to 17.9% APR representative (variable) based on a credit limit of £1200.
Both Cards Offer...
- 3,000 bonus Flying Club miles on the first purchase with either card4.
- 0% for up to 6 months on balance transfers from the date your account is opened. (2% handling fee)
You'll also benefit from:
- Exclusive dining and shopping offers from American Express Selects.
- Free Fraud Protection, even on the Internet6.
- Cash access at over 600,000 ATM's throughout the world.7.
- Emergency card replacement.
- 24/7 online account management.
- Free additional cards8.
The Virgin Atlantic Black Credit Card Account
The Virgin Atlantic Black American Express®
Credit Card
- 2 Flying Club miles for every £1 spent on everyday card purchases
- 4 Flying Club miles for every £1 spent direct with Virgin Atlantic and Virgin Holidays1.
- Up to 2 Premium Economy reward upgrades per year2.
- A complimentary companion reward flight when you spend £7,500 in a year3.
- Exclusive dining and shopping offers from American Express Selects.
The Virgin Atlantic Black Visa Credit Card
- 1 Flying Club mile for every £1 spent on everyday card purchases
- 2 Flying Club miles for every £1 spent direct with Virgin Atlantic and Virgin Holidays1.
Representative example 18.9% p.a. (variable) on card purchases. This is equivalent to 52.1% APR representative (variable) based on a credit limit of £1200. Annual fee of £140 is payable.
Both Cards Offer...
- 6,000 bonus Flying Club miles on the first purchase with either card4.
- 0% for up to 6 months on balance transfers from the date your account is opened. (2% handling fee)
- Complimentary Regus Businessworld Gold Membership with access to 1,100 lounges and cafes in cities worldwide5.
You'll also benefit from:
- Free Fraud Protection, even on the Internet6.
- Cash access at over 1m ATM's throughout the world.7.
- Emergency card replacement.
- 24/7 online account management.
- Free additional cards8.
Terms and Conditions
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.
Virgin Atlantic Airways Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Discovery House, Whiting Road, Norwich NR4 6EJ. Registered in England number 3072766
The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Virgin Atlantic Airways Ltd trading as Virgin Atlantic is acting as a credit intermediary. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England number 1600117. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited. Credit is available, subject to status, only to UK residents aged 18 or over. Calls may be monitored and/or recorded for quality and training purposes and for compliance with regulations. CP0912_SMP_VAACC_A
1Double miles are earned on bookings made direct with Virgin Atlantic either online or by telephone, and with Virgin Holidays by telephone only
2Spend £10,000 on card purchases (or £5,000 if you have a fee card) on the Virgin Atlantic American Express® Credit Card by the end of any year and you will receive a Premium Economy reward upgrade that, subject to availability, enables you to convert an Economy reward redemption (an Economy flight bought with your Flying Club miles) into a Premium Economy reward redemption on Virgin Atlantic. Plus, spend another £10,000 (or £5,000 if you have a fee card) on the Virgin Atlantic American Express® Credit Card in that year and earn another Premium Economy reward upgrade. The main cardmember can earn a maximum of two Premium Economy reward upgrades per card account in any one year. Premium Economy reward upgrades are valid for 12 months from the date they are added to your Flying Club account. Card purchases exclude cash transactions, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of the end of the year. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. Cardmembers must pay related taxes, fees and charges relating to the complimentary Premium Economy reward upgrade. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Flights and routes are strictly subject to availability. Premium Economy reward upgrades must be redeemed through the Flying Club Helpline prior to travel by calling 08444 122 414 and are not available through airport check-ins. Once you have redeemed your Premium Economy reward upgrade you may not use miles to upgrade to Upper Class. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/premiumeconomyupgrade/tsandcs. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number.
3Spend £15,000 on card purchases (or £7,500 if you have a fee card) on the Virgin Atlantic American Express® Credit Card by the end of any year and you will be eligible to receive a complimentary companion return flight reward the next time you book a full fare qualifying flight with Virgin Atlantic. The main cardmember can only earn one companion return flight reward per card account in any one year. A companion reward is valid for 12 months from the date it is added to your Flying Club account. Card purchases exclude cash transactions, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of you becoming eligible. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. The member and companion must travel with Virgin Atlantic, on the same flight and date, be in the same cabin class, and the Flying Club member's ticket must be purchased at a qualifying adult fare (see Table 1 below). Cardmembers must pay related taxes, fees and charges relating to the complimentary companion return flight reward. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Companion rewards are not valid for flights purchased through Virgin Holidays, Virgin Atlantic Vacations, Virgin Values or any other tour operator. Other exemptions include flights purchased at promotional rates, group fares or other selected discount levels. All Virgin Atlantic reward seat travel is strictly subject to availability. The number of redemption seats available on each flight is restricted and it is possible that the seats allocated on a particular flight may be fully booked, even though seats are still available in other booking classes. Some flights may have no availability on certain routes, and popular dates will fill quickly (i.e. weekends, school holidays and public holidays) and Virgin Atlantic cannot guarantee availability. More seats for a particular flight may become available closer to departure. Information online regarding our latest redemption seat availability is a guide only and is correct at time of publication. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/companionticket/tsandcs. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number. For bookings please contact the Flying Club Helpline on 08444 122 414.
4Bonus miles will be credited to your Flying Club account after your first card purchase, providing you use your card within 90 days of your account opening and supply your Flying Club number. Please allow six to eight weeks for bonus miles to be added to your account
5You'll enjoy a complimentary Regus businessworld gold membership worth £199 per year, which gives you access to 1,100 business lounges and cafés in cities worldwide with Regus, for as long as you hold your Virgin Atlantic Black Card. You'll also receive 2 complimentary vouchers for a day's private office use worth £100 each to use either in the UK or internationally. This offer can be withdrawn or amended at any time. Regus Terms & Conditions apply and can be found at regus.com/vaaterms Virgin Atlantic Black Cardmembers can register for complimentary Regus businessworld gold membership by visiting www.regus.com/vaablackcardongoing
6As long as you tell us as soon as your card is missing or if you notice any unusual transactions on your account
7For up to date information or advice on using your credit card worldwide or to withdraw cash, please contact our Customer Satisfaction Helpline 24 hours a day on freephone 0800 062 062
8Any additional cardmember(s) must reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner)