Standard Insurance
The following table displays a summary of the insurance we provide. Note that you can add options to this standard cover by contacting our reservations team.
Standard Insurance coverage
| Section |
Item covered |
Cover |
Excess |
| Standard |
Gold |
| A |
Personal Possessions |
up to £1,500 per insured person |
£50 |
Nil |
| Single article limit |
£250 |
| Valuables limit |
£400 |
| B |
Replacing your personal possessions in an emergency |
up to £150 per insured person |
Nil |
Nil |
| C |
Personal money |
up to £500 per insured person |
£50 |
Nil |
| Emergency cash advance |
up to £100 per insured Adult |
Nil |
Nil |
| Cash or bank notes |
up to £250 per insured person |
£50 |
Nil |
| D |
Emergency medical and travel expenses abroad |
up to £10,000,000 per insured person |
£50 |
Nil |
| Hospital benefit |
£20 per day, up to £600 |
Nil |
Nil |
| E |
Cancellation of a journey |
up to £5,000 per insured person |
£50 |
Nil |
| F |
Curtailment of a journey |
up to £5,000 per insured person |
£50 |
Nil |
| Catastrophe cover |
up to £500 |
Nil |
Nil |
| G |
Personal accident |
up to £30,000 |
Nil |
Nil |
| H |
Personal liability |
up to £2,000,000 |
£50 |
Nil |
| I |
Delayed or missed departure |
|
|
|
| Delayed departure/arrival |
up to £100 per insured person (£25, 8 hours) |
Nil |
Nil |
| Abandonment |
up to £5,000 per insured person |
£50 |
Nil |
| If you miss your departure |
up to £600 Europe (£1,000 worldwide) |
Nil |
Nil |
| J |
Loss of passport / driving licence |
up to £250 per insured person |
Nil |
Nil |
| K |
Legal assistance |
up to £25,000 per insured person (£50,000 max) |
Nil |
Nil |
| L |
Hi-jack and mugging benefit |
|
Nil |
Nil |
| Hi-jack |
up to £1,000 per insured person |
| Mugging |
£50 per insured person |
| M |
Pet-Care |
up to £250 |
Nil |
Nil |
| N |
Home-Care |
up to £250 |
Nil |
Nil |
Optional cover
The following optional cover can be added by contacting our reservations team:
Optional cover for the insurance policy
| Section |
Items covered |
Cover |
Excess |
| Standard |
Gold |
| O |
Golf equipment optional |
up to £1,500 per insured person |
£50 |
Nil |
| Single article limit |
£250 |
| Essential replacement items |
up to £450 per insured person |
Nil |
Nil |
| Hole-in-one-cover |
up to £75 per insured person |
| Loss of green fees |
up to £200 per insured person |
| P |
Wedding cover optional |
|
£50 |
Nil |
| Wedding attire |
up to £1,000 per couple |
| Wedding rings |
up to £500 per couple (£250 each) |
| Wedding valuables |
up to £750 per couple |
| Q |
Winter sports equipment optional |
up to £400 per person |
£50 |
Nil |
| Single article limit |
£250 |
| Essential replacement items |
up to £90 |
Nil |
Nil |
| Loss of pass of fees |
up to £225 per insured person |
| Piste closure |
up to £250 per insured person |
The cover is underwritten by Elvia Travel Insurance International N.V (Netherlands) and is administered in the UK by Mondial Assistance (UK) Limited. Registered in England No. 1710361. Registered office Mondial House, 102 George Street, Croydon CR9 1AJ. Mondial Assistance (UK) Limited is authorised and regulated by the Financial Services Authority. Elvia is authorised by De Nederlandsche Bank (DNB) in the Netherlands and regulated by the Financial Services Authority for the conduct of UK business.