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The Virgin Atlantic credit card

Get seriously rewarded on every spend

Everything you buy can turn into fabulous rewards like flights, upgrades, money-off holidays and more. Because with the Virgin Atlantic Credit Card Account, you'll earn Flying Club miles on just about anything you spend.

You get two cards:

  • The Virgin Atlantic American Express® Credit Card from MBNA is the most rewarding card.
  • The Virgin Atlantic Visa Credit Card lets you earn miles on everyday purchases, wherever you go.

That's two cards, one account, one statement, one PIN and one credit limit.

The Virgin Atlantic White Credit Card Account

White Credit Card

The Virgin Atlantic White American Express® Credit Card

  • 1 Flying Club mile for every £1 spent on everyday card purchases
  • 2 Flying Club miles for every £1 spent direct with Virgin Atlantic, and via telephone with Virgin Holidays (excludes Virgin Flightstore).1.
  • Upgrade from Economy to Premium Economy when you spend £10,000 in a year on this card. (up to two upgrades per year). 2.
  • Companion reward flight (just pay taxes and charges) when you spend £15,000 on this card in a year and you buy a qualifying full fare flight.3.
  • No annual fee
  • Exclusive dining and shopping offers from American Express Selects.

The Virgin Atlantic White Visa Credit Card

  • 1 Flying Club mile for every £2 spent on everyday card purchases
  • 1 Flying Club mile for every £1 spent direct with Virgin Atlantic, and via telephone with Virgin Holidays (Excludes Virgin Flightstore). 1.
Representative 17.9% p.a. variable on card purchases. Equivalent to 17.9% p.a. representative variable based on a credit limit of £1200.

Both Cards Offer...

  • 3,000 bonus Flying Club miles on the first purchase with either card4.
  • 0% for up to 6 months on balance transfers from the date your account is opened. (2% handling fee)

Click here to Apply Now>>

You'll also benefit from:

  • Exclusive dining and shopping offers from American Express Selects.
  • Online Fraud Protection6.
  • Cash access at over 1 million ATMs worldwide 7.
  • Emergency card replacements.
  • 24 hours a day, 7 days a week online account management.
  • Up to 3 free additional cardmembers8.

The Virgin Atlantic Black Credit Card Account

Black Credit Card

The Virgin Atlantic Black American Express® Credit Card

  • 2 Flying Club miles for every £1 spent on everyday card purchases
  • 4 Flying Club miles for every £1 spent direct with Virgin Atlantic, and via telephone with Virgin Holidays (excludes Virgin Flightstore)1.
  • Upgrade from Economy to Premium Economy when you spend £5,000 in a year on this card. (Up to two upgrades per year) 2.
  • Companion reward flight (just pay taxes and charges) when you spend £7,500 in a year on this card and you buy a qualifying full fare flight.3.
  • Exclusive dining and shopping offers from American Express Selects.

The Virgin Atlantic Black Visa Credit Card

  • 1 Flying Club mile for every £1 spent on everyday card purchases
  • 2 Flying Club miles for every £1 spent direct with Virgin Atlantic and Virgin Holidays1.
Representative 18.9% p.a. variable on card purchases. Equivalent to 52.1% p.a. representative variable based on a credit limit of £1200. Annual fee of £140 is payable.

Both Cards Offer...

  • 18,500 bonus Flying Club miles on the first purchase with either card4.
  • 0% for up to 6 months on balance transfers from the date your account is opened. (2% handling fee)
  • Complimentary Regus Businessworld Gold Membership with access to 1,100 lounges and cafes in cities worldwide5.

Click here to Apply Now>>

You'll also benefit from:

  • Online Fraud Protection 6.
  • Cash access at over 1 million ATM's worldwide7.
  • Emergency card replacements.
  • 24 hours a day, 7 days a week online account management.
  • Up to 3 free additional cardmembers 8.

Terms and Conditions

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts

The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Atlantic Airways Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Registered in England number 3072766. Virgin Atlantic Airways Ltd trading as Virgin Atlantic is acting as a credit intermediary. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England number 1600117. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited. CP0414_SMP_VAACC_A

1Double miles are earned on bookings made direct with Virgin Atlantic either online or by telephone, and with Virgin Holidays by telephone only. This does not include purchases made through Virgin Flightstore.

2Spend £10,000 on card purchases (or £5,000 if you have a fee card) on the Virgin Atlantic American Express® Credit Card by the end of any year and you will receive a Premium Economy reward upgrade that, subject to availability, enables you to convert an Economy reward redemption (an Economy flight bought with your Flying Club miles) into a Premium Economy reward redemption on Virgin Atlantic. Plus, spend another £10,000 (or £5,000 if you have a fee card) on the Virgin Atlantic American Express® Credit Card in that year and earn another Premium Economy reward upgrade. The main cardmember can earn a maximum of two Premium Economy reward upgrades per card account in any one year. Premium Economy reward upgrades are valid for 12 months from the date they are added to your Flying Club account. Card purchases exclude cash advances, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of the end of the year. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. Cardmembers must pay related taxes, fees and charges relating to the complimentary Premium Economy reward upgrade. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Flights and routes are strictly subject to availability. Premium Economy reward upgrades must be redeemed through the Flying Club Helpline prior to travel by calling 08444 122 414 and are not available through airport check-ins. Once you have redeemed your Premium Economy reward upgrade you may not use miles to upgrade to Upper Class. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/premiumeconomyupgrade/tsandcs. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number.

3Spend £15,000 on card purchases (or £7,500 if you have a fee card) on the Virgin Atlantic American Express® Credit Card by the end of any year and you will be eligible to receive a complimentary companion return flight reward the next time you book a full fare qualifying flight with Virgin Atlantic. The main cardmember can only earn one companion return flight reward per card account in any one year. A companion reward is valid for 12 months from the date it is added to your Flying Club account. Card purchases exclude cash advances, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of you becoming eligible. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. The member and companion must travel with Virgin Atlantic, on the same flight and date, be in the same cabin class, and the Flying Club member's ticket must be purchased at a qualifying adult fare. Cardmembers must pay related taxes, fees and charges relating to the complimentary companion return flight reward. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Companion rewards are not valid for flights purchased through Virgin Holidays, Virgin Atlantic Vacations, Virgin Values or any other tour operator. Other exemptions include flights purchased at promotional rates, group fares or other selected discount levels. All Virgin Atlantic reward seat travel is strictly subject to availability. The number of redemption seats available on each flight is restricted and it is possible that the seats allocated on a particular flight may be fully booked, even though seats are still available in other booking classes. Some flights may have no availability on certain routes, and popular dates will fill quickly (i.e. weekends, school holidays and public holidays) and Virgin Atlantic cannot guarantee availability. More seats for a particular flight may become available closer to departure. Information online regarding our latest redemption seat availability is a guide only and is correct at time of publication. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/companionticket/tsandcs. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number. For bookings please contact the Flying Club Helpline on 08444 122 414.

4Bonus miles will be credited to your Flying Club account after your first card purchase, providing you use your card within 90 days of your account opening and supply your Flying Club number. Please allow six to eight weeks for bonus miles to be added to your account

5You'll enjoy a complimentary Regus businessworld gold membership worth £199 per year, which gives you access to 1,100 business lounges and cafés in cities worldwide with Regus, for as long as you hold your Virgin Atlantic Black Credit Card Account. You'll also receive 2 complimentary vouchers for a day's private office use worth £100 each to use either in the UK or internationally. This offer can be withdrawn or amended at any time. Regus Terms & Conditions apply and can be found at regus.com/vaaterms Virgin Atlantic Black Cardmembers can register for complimentary Regus businessworld gold membership by visiting www.regus.com/vaablackcardongoing

6 You must call us as soon as the card cannot be found or if you notice any unusual transactions on your account

7 For up to date information or advice on using your credit card or to withdraw cash worldwide, you can call us free 24 hours a day on 0800 062 062. Please tell us before using your card abroad otherwise our fraud monitoring systems might decline your transactions. You can do this online from within Online Card Services or by phone. Please note we may still require the merchant to contact us to authorise a transaction.

8Any additional cardmember(s) must reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner)


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